Workers’ Comp Safety Group

What is a Safety Group?

State law allows employers in similar industries to reduce their workers’ compensation premiums by purchasing their coverage as a group. Texas Mutual underwrites the policies in the group and a TAM affiliate administers and markets the group.

What’s in it for you as a Texas Manufacturer?

• Receive an up-front 12.4% premium discount.
• Receive up to an additional 12.00% discount for choosing Texas Mutual’s workers’ comp health care network (for qualifying employers).
• Potential to receive Texas Mutual individual policyholder dividends and safety group dividends. The TAM Safety Group dividend history can be found here.⁽¹⁾
• Industry-specific safety plan, interactive safety tools, safety e-learning, and loss prevention seminars.
• You retain your own policy and experience.
• You maintain your relationship with your insurance agent.
• Benefits of a grassroots membership in the Texas Association of Manufacturers.

How can you find out if you qualify?
Have your workers’ comp agent/broker ask Texas Mutual for a no obligation quote in the Texas Association of Manufacturers Safety Group.
What is the Membership Requirement? 
Grassroots membership ($100/year) in the Texas Association of Manufacturers is required.⁽²⁾

*there is a 2.9% + $0.30 fee for CC

⁽¹⁾Past dividends are not a guarantee of future dividends. The Texas Department of Insurance must approve all dividends.
⁽²⁾TAM membership does not guarantee policy approval in the TAM Safety Group. All policies must go through the Texas Mutual underwriting process.